“Man plans and God laughs” …

– Retirement Millionaire July 2016 A Yiddish proverb cautions, “Man plans and God laughs.” The real world is a complex and unpredictable place. If you draw a specific timeline for how you expect things to go, there’s little doubt that you’ll be proven wrong.”

For Einstein, the five ascending levels of intellect were, ‘Smart, Intelligent, Brilliant, Genius, Simple’

Simplicity is a very powerful construct. Henry Thoreau recognized this when he said, “Our life is frittered away by detail . . . simplify, simplify.” Einstein also recognized the power of simplicity, and it was the key to his breakthroughs in physics. He noted that the five ascending levels of intellect were, “Smart, Intelligent, Brilliant,

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