“A man could certainly improve his standard of living – at least in the short term. He could just go out and borrow a million dollars and spend it. A nice new car … a beach house … a new home entertainment system. And, oh yes, take a luxury trip around the world. His standard of living would go up dramatically. Soon, people unaware of the source of his new wealth, would be asking him for financial advice! If only he did not have to pay the money back.”
Financial Reckoning Day P. 239